Choose a Par Provider
"Par" is short for "participating." A health plan usually has a network (group) of participating doctors, hospitals, labs, and other medical providers. These providers have an agreement to participate in the health plan network and charge a lower set rate in exchange for the health plan's business. These providers must also have certain credentials and certifications to stay in the network.
To get the most for your money, choose a participating provider within your health plan's network. You will pay more if you see a nonparticipating provider. Nonparticipating providers do not have an agreement with the health plan and do not negotiate discounts for health plan members. They can charge you any price they want.